By Dialogo August 25, 2010 “The devastating testimony of Markled-Garcia comes in a vacuum of new evidence of Chavezâ€™s support to terrorist groups in Spain, Colombia and Middle East and his illegal and explicit support to the nuclear weapon programme of Iran. Slowly but inevitably, Chavez is being unmasked as the head of a criminal regime”. Birds of a feather flock together. Walid Makled Garcia, a well-known alleged Venezuelan drug smuggler who had been branded a major kingpin by the U.S. government, was arrested in Colombia on August 19. Makled Garcia was one of several drug-trafficking suspects against whom the White House requested sanctions under the Kingpin Act, a law which prohibits all transactions between traffickers and U.S. companies and individuals, freezing any assets in the U.S., reported the Associated Press (AP). The suspect, who was wanted in Venezuela since November 2008, was arrested in the Colombian city of Cucuta, located near the border with Venezuela, said Colombian national police director, Gen. Oscar Naranjo on August 20. Although Makled Garcia proclaimed his innocence at the time of his arrest, he is implicated in two killings in Venezuela, including the slaying of newspaper columnist Orel Zambrano by two gunmen on a motorcycle in January 2009. Zambrano had been covering cases in which the Makled family was accused of being involved. In 2008, authorities also seized cocaine from a ranch Makled Garcia owned, leading to the arrest of his three brothers Abdala, Alex and Basel, according to the report by AP. Calling Makled Garcia a “pseudo-businessman” whose money came from illegitimate drug operations run by him and his family, Naranjo considered the arrest of the 43-year-old son of Syrian immigrants, “an important counter-drug victory for Colombian and U.S. authorities,” and said Venezuelan authorities also contributed, reported AP.
47SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Cynthia Campbell Cynthia is a Credit Union Development Educator (CUDE), she holds a BS in Business Administration and an MBA from Elmhurst College in Illinois, and a master’s degree in Adult … Web: www.balancepro.org Details We provide financial coaching to thousands of consumers a week, most of them credit union members. Given that COVID19 is also an economic virus, I wanted to share with you what our counselors are doing when members approach us for help with their finances during this crisis.Where do we start? How do we help members with a financially stressful situation? Karina Galvan-Torres, Senior Director of Operations at BALANCE, recommends the Five Steps to Financial Triage: Your own financial health matters. Financial stability is a key contributing factor to overall well-being so give yourself permission to seek professional help, such as a certified financial coach, to help you develop a personalized financial action plan that is right for you. Sometimes, if you are too close to a problem, solutions can be hard to see. A professional prospective can make a big difference.Assess your situation. What are your primary concerns? Are there challenges that you need help with undertaking? Look at the areas of saving, spending, borrowing, and planning. Do you need to develop a 3-6 emergency fund? Reduce spending during crisis and recovery? Look at current interest rates see about a reduction via consolidation or special COVID19 programs. How can your family plan for the next financial challenge? Focus your attention on the most pressing concern.Take inventory. You will need to have an accurate understanding of where you currently stand in order to develop a plan. The budget process, which is a complete review of income, assets, expenses and debts will help make this clear.Prioritize your needs and goals. Your immediate needs such as food expenses and rental or mortgage payments should be at the top of the list, and non-essentials towards the bottom.The key to success is to create an action plan. Several small actionable steps should collectively lead towards accomplishing a goal. It is important to hold yourself accountable while remembering that the journey towards financial stability is not linear. There will be difficulties along the way.What if your member has questions that are specific to housing? Safe and affordable housing is a basic human need so of course it concerned us when we started seeing an increase in calls from consumers regarding housing (both rental and mortgage). I asked Linda Davis-Demas, Senior Director of Housing at BALANCE, what advice our housing counselors are giving to clients who are worried about making the next mortgage payment. She had three main points for those struggling to make your mortgage payment. Here are some tips to help you navigate this trying time.Communication is key. There are options available. First and foremost, contact your mortgage servicer (where you send your payments). They are tasked with managing your loan and in times of hardship, assisting you with options. Most mortgage servicers are currently offering borrowers a forbearance, which is a reduction in payment or temporary suspension of payment. It is important to note, this is a temporary solution. The length of a forbearance depends on the situation; they can last for 3 months to 6 months. They rarely go past 12 months, which would necessitate a permanent loss mitigation option.Beware. There is a lot of information out there, make sure it is from a trusted source. Unfortunately, in times such as these, scammers run rampant. An excellent source of information is Freddie Mac’s “My Home” webpage. You do not have to have a Freddie Mac loan to access the site. They added a section specific to those impacted by COVID-19. Here you can find useful information for both homeowners and renters.Stay informed. While watching the news can be stressful, it is important to stay informed with what is happening in your area. Many states, cities and counties have taken action to suspend foreclosures and evictions (temporarily). If you have a Freddie Mac, Fannie Mae or FHA loan, all foreclosures and evictions are currently suspended until at least June 30, 2020. This date may be extended depending on the progression of the virus in our country.In talking with the leaders of our counseling departments, I see a common theme – fear. People are feeling overwhelmed, afraid, and exhausted.What is the take away for credit unions? Lead with empathy. Tune into members’ emotional state. Try to “see the whole person” and respond in a way that lets them know they were heard and understood. Meet them where they are at and help them move forward. This kind of relationship builds loyalty. Everyone remembers the people and organizations that get them through the tough times.Build Member’s Financial Health as an organization. We seem to run from financial crisis to financial crisis. With each government shut down, tornado, wild fire, hurricane, and virus, we see the financial fragility of America. We can create a “financial health movement” inside of the credit union movement. We can engage all departments of a credit union in addressing the member’s financial health. How can lending, collections, marketing, biz dev, and member services increase member financial health? Improving the financial health of the member is a high calling and it will take the whole organization, not just a financial education department. Think cross-functional and omni-channel as the future of financial health!
Coronavirus fears cancel Lake Placid’s luge World Cup stopLAKE PLACID, N.Y. (AP) — Lake Placid won’t play host to any major international sliding events this winter, after the International Luge Federation said Wednesday it will not hold a World Cup competition there because of concerns about the coronavirus pandemic. The upstate New York village was supposed to host a luge World Cup in mid-January. It will now be held in Oberhof, Germany, meaning the entire sliding-sports season will be held in Europe and Asia — skipping North America entirely.CYCLING-TOUR DE FRANCERoglic extends overall Tour lead; Lopez wins toughest stage In other NFL news:— Peyton Manning and Charles Woodson are among 14 first-year eligible candidates for the Pro Football Hall of Fame. Joining the two-time Super Bowl champion quarterback and the star cornerback/safety on the ballot are receivers Calvin Johnson, Wes Welker and Roddy White; running back Steven Jackson; tight end Heath Miller; offensive linemen D’Brickashaw Ferguson and Logan Mankins; defensive linemen Jared Allen, Justin Tuck and Kevin Williams; linebacker Jerod Mayo; and defensive back Charles Tillman. In all, there are 130 nominees for five modern-era spots. Enshrinement at the hall in Canton, Ohio, will take place next August.In other NFL news:— The New York Giants have reached a multi-year arrangement with DraftKings that makes the Boston-based company the official sports betting, i-gaming and daily fantasy operator of the NFL team. The deal grants DraftKings access to official Giants marks and logos. There will also be a first of its kind virtual SportsLounge open on Giants’ game days, providing attendees access to all DraftKings platforms. The value of the deal wasn’t disclosed.— The Denver Broncos have placed injured linebacker Von Miller on injured reserve following his operation to repair a dislodged tendon in his left ankle. Miller was injured during a practice and is expected to miss the season, although there’s a chance he could return in December if his recovery is faster than anticipated. The Broncos promoted cornerback De’Vante Bausby from their practice squad with starter A.J. Bouye expected to miss a couple of weeks after injuring a shoulder in the opener against Tennessee. Associated Press MERIBEL, France (AP) — Colombian rider Miguel Angel Lopez has won the toughest mountain stage of this year’s Tour de France while race leader Primož Roglic added a few crucial seconds to his advantage over rival Tadej Pogacar. Roglic finished 15 seconds behind Lopez in second place and Pogacar trudged over the line 30 seconds behind Lopez in third. Roglic is 57 seconds ahead of Pogacar with four stages remaining while Lopez overtook Rigoberto Urán to move up to third place. The 170-kilometer (105.4-mile) trek’s grinding final ascent to the Méribel ski station was the high point of this year’s race at 2,304 meters. — The Colorado Rockies have shut down right-hander Jon Gray for the season due to a sore shoulder. The 28-year-old last pitched Sept. 1 before going on the injured list with what was described as inflammation in his shoulder. Gray finished the season 2-4 with a 6.69 ERA. Gray has a 45-37 career mark with a 4.59 ERA. His 692 career strikeouts are fifth-most in team history. — Umpires hastily cleared the field during a game between the Cleveland Indians and Chicago Cubs when a small drone flew into Wrigley Field over the bleachers and landed on the grass in deep left center. As Willson Contreras came to bat with two outs in the bottom of the fifth and the game tied at 2, the device was spotted over the left-center stands. Before the drone landed, umpires rushed players into their dugouts. The blinking drone took off, hovered at about 100 feet, then pulled away and vanished past the vintage center-field scoreboard.VIRUS OUTBREAK-BIG TENBig Ten changes course, will play fall football after allUNDATED (AP) — The Big Ten is going to give fall football a shot after all. Less than five weeks after pushing football and other fall sports to the spring in the name of player safety during the pandemic, the conference changed course and said Wednesday that it plans to begin its season the Oct. 23-24 weekend. BUFFALO, N.Y. (AP) — The Buffalo Sabres acquired veteran center Eric Staal in a trade that sent forward Marcus Johansson to the Minnesota Wild. The trade was the first completed by newly hired Sabres general manager Kevyn Adams, who took over after Jason Botterill was fired in June. Adams is very familiar with Staal, as they were teammates in Carolina and members of the Hurricanes team that won 2006 Stanley Cup. Both players are in the final year of their contracts, with the cost-conscious Sabres saving $1.25 million in space under the salary cap. Buffalo, however, takes on a 35-year-old Staal, who is six years older than Johansson.TENNIS-ITALIAN OPEN — Jorge Alfaro homered twice before he took a foul ball to his helmet and the Miami Marlins beat the Boston Red Sox 8-4. Garrett Cooper also homered and scored twice for Miami, which moved within 2 1/2 games of first-place Atlanta in the NL East. — Jacob deGrom left after two innings with a right hamstring spasm, but the New York Mets rallied from four runs down to beat the Philadelphia Phillies 5-4. Phillies reliever Hector Neris dropped the ball on the mound for a balk that moved the go-ahead run to second base in the ninth. Rookie infielder Andres Gimenez hit an RBI single to put the Mets ahead. — Luis Castillo threw seven shutout innings, Shogo Akiyama drove in the Reds only run and Cincinnati completed a four-game sweep of Pittsburgh with a 1-0 win that keeps the Reds in the postseason picture. Castillo (3-5), coming off his first career complete game, retired nine of the last 10 batters he faced and gave up only three hits and a walk with 10 strikeouts.— Mike Fiers threw six sharp innings before turning it over to a lights-out bullpen and the Oakland Athletics snapped a six-game skid against the Colorado Rockies with a 3-1 win. Next up, a well-earned day off for the Athletics, who have played 16 games in 13 days. They finished the stretch 9-7. The Rockies were 1-for-8 with runners in scoring position against the 35-year-old Fiers. — Brady Singer was stellar for a second straight start, allowing two hits in six innings, and the Kansas City Royals blanked the Detroit Tigers 4-0. The rookie right-hander struck out the first five Detroit hitters and retired the first 10. Salvador Perez homered and drove in three runs for the Royals, who have won seven of eight. UNDATED (AP) — Despite setting two defensive franchise records for the Carolina Panthers last season, Eric Reid remains unsigned, like his close friend: Colin Kaepernick.Reid tells The Associated Press he has not received any offers nor been invited for a visit by any team since the Carolina Panthers released him in March. The 28-year-old safety had 130 tackles, four sacks, six passes defended, two fumble recoveries and a forced fumble in 2019. The tackles and sacks are a franchise record for Carolina. Washington coach Ron Rivera, Reid’s former coach in Carolina, gave him a strong endorsement Wednesday, describing him as “a heck of a teammate.” Rivera says his team is set at the position, otherwise he’d call Reid. And he hasn’t received any calls from other coaches or general managers inquiring about Reid.A first-round pick by San Francisco in 2013, Reid went to the Pro Bowl his rookie season. He joined with Kaepernick in 2016 when the former star quarterback took a knee during the national anthem to protest against police violence, racism and social injustice. Reid has also been a vocal opponent of the NFL’s new collective bargaining agreement. They beat the San Diego Padres 7-5 behind Dustin May’s gutty effort out of the bullpen and home runs from AJ Pollock and Chris Taylor. Will Smith drove in three runs for the seven-time defending NL West champion Dodgers, who opened a 3 1/2-game lead in the division by winning two of three in the matchup of the NL’s two best teams. San Diego is closing in on its first playoff berth since winning the division in 2006. It has lost two straight for the first time since mid-August.In other action:— Byron Buxton and Miguel Sano each hit a two-run homer, and the Minnesota Twins denied the Chicago White Sox a chance to clinch their first playoff berth in 12 years with a 5-1 victory. Eddie Rosario also went deep and Minnesota pitchers retired their final 18 batters against the AL Central leaders. Chicago had won six straight and nine of 10. The second-place Twins moved within two games of Chicago in the division standings.— Rookie Luis García hit a two-run homer in the 10th inning and the Washington Nationals beat the AL East-leading Tampa Bay Rays 4-2. With Carter Kieboom on second base to start extra innings, the 20-year-old García hit a leadoff shot on the first pitch from Nick Anderson. Tampa Bay completed a stretch of eight consecutive games against last-place teams at 3-5. September 16, 2020 VIRUS OUTBREAK-PAC 12Pac-12 football plans remain in holding patternUNDATED (AP) — Any plans for the Pac-12 to join the Big Ten in returning to football are on hold due to health policies in two states within the conference. The Big Ten changed course and said it will begin an eight-game football schedule on Oct. 23. The Pac-12 has also reconsidered starting its football season this fall, but does not have approval from state and local health officials in California and Oregon to start contact practices. The Pac-12 has announced a partnership that would give the conference’s schools the capacity to perform daily, rapid COVID-19 tests on athletes.VIRUS OUTBREAK-COLLEGE BASKETBALLNCAA basketball season set to open day before Thanksgiving Djokovic behaves better in 1st match since US Open defaultROME (AP) — Novak Djokovic behaved better in his first match since being defaulted from the U.S. Open. The top-ranked Serb was mostly courteous with the chair umpire during a 6-3, 6-2 win Wednesday over local wild-card entry Salvatore Caruso in his opening match at the Italian Open. The performance came in sharp contrast to the scene in New York 10 days ago, when Djokovic was disqualified for unintentionally hitting a line judge in the throat with a ball. Djokovic said earlier this week that the incident taught him “a big lesson.”Nine-time Rome champion Rafael Nadal is set to make his return to competition after a seven-month absence against Pablo Carreño Busta. Other winners included Matteo Berrettini and Marin Cilic (CHIHL’-ihch).LUGE-WORLD CUP-LAKE PLACID — Kyle Higashioka hit a career-high three home runs, DJ LeMahieu connected twice and the resurgent New York Yankees hit a season-best seven home runs in another Bronx air show, thumping the Toronto Blue Jays 13-2 to back another overpowering start by ace Gerrit Cole. Luke Voit lofted a three-run drive for his major league-leading 19th homer and Clint Frazier added a solo shot as the Yankees won their seventh straight game following a 5-15 slide. New York moved 1 1/2 games ahead of Toronto for second place in the AL East, with the top two teams ensured spots in the expanded postseason that begins in less than two weeks. — Javier Báez’s RBI single in the 10th inning lifted the Chicago Cubs to their fourth straight win, 3-2 over the Cleveland Indians. Automatic runner Ian Happ advanced to third when Kris Bryant greeted Phil Maton with a groundball single to open the 10th. After an intentional walk and two strikeouts, Báez’s liner to left scored Happ and sent the Indians to their eighth straight loss, their longest slide since June 2013. The Cubs won their fourth straight and strengthened their grip on first place in the NL Central.— Brent Suter and three relievers combined on a two-hitter and Ryan Braun hit his 350th career homer, leading the Milwaukee Brewers over the St. Louis Cardinals 6-0 for a doubleheader split. The Cardinals took the opener 4-2 behind Adam Wainwright’s four-hitter. Cardinals manager Mike Shildt ran the team in the opener. He missed the nightcap while serving a one-game suspension, imposed by Major League Baseball after tempers flared during the Brewers’ 18-3 romp Tuesday night. Umpires warned both teams after Braun was hit by a pitch in the fifth inning. He was at the center of the trouble the previous night when he hit Cardinals catcher Yadier Molina in the wrist during a swing.— Kyle Gibson threw a four-hitter and Joey Gallo hit a ground-rule RBI double with two outs in the ninth inning to lift the Texas Rangers over the Houston Astros 1-0. It was the first career shutout for the 32-year-old Gibson and third complete game. The victory snapped a seven-game road skid for the Rangers, who are 5-18 away from home this season. — Cole Hamels finally got on the mound in an Atlanta uniform, allowing three runs to the Baltimore Orioles before reaching his predetermined pitch count in the fourth inning, and the Braves struggled offensively in a 5-1 loss Wednesday night. Rookie Keegan Akin struck out nine over five scoreless inning to earn his first big league victory and help the Orioles win the deciding matchup of a three-game set against the NL East leaders. NBA NEWSLeBron James makes All-NBA team for record 16th timeLAKE BUENA VISTA, Fla. (AP) — LeBron James now stands alone in All-NBA recognition history, getting there unanimously. James was revealed Wednesday as an All-NBA player for a record 16th time, breaking the mark he shared with Kareem Abdul-Jabbar, Kobe Bryant and Tim Duncan. He was a first-team pick on all 100 ballots, joining Milwaukee’s Giannis Antetokounmpo as the only unanimous first-team selections this season. Joining them on the first team: Houston guard James Harden, Lakers forward Anthony Davis and Dallas guard Luka Doncic, who got the nod in just his second season in the NBA.NHL NEWSSabres acquire Eric Staal in sending Johansson to Wild — San Francisco 49ers cornerback Richard Sherman will miss at least the next three games after injuring his calf in the season opener. A person familiar with the injury says Sherman will be placed on injured reserve and won’t be eligible to return until after missing the next three weeks. The person spoke on condition of anonymity because the team hasn’t made an announcement. Sherman is the latest key player on the defending NFC champions to be hampered by an injury so far this season. — Star receiver Allen Robinson said he expects to remain with the Chicago Bears the rest of the season, though he wouldn’t say if he requested a trade. Robinson is in the final season of his three-year, $42 million contract and is seeking an extension. He deleted references to the Bears from his social media accounts on Tuesday, and the Chicago Tribune reported he asked to be traded if they can’t agree to a new deal. He said Wednesday he is “not gonna get into that detail.” — Zach Banner’s season is over. The Steelers placed the right tackle on injured reserve two days after he tore the ACL in his right knee in a win over the New York Giants. Banner edged Chukwuma Okorafor during an extended training camp battle to earn the starting job. His season ended in the fourth quarter against the Giants when his knee appeared to give out while dropping back in pass protection. Okorafor, a third-round pick in the 2018 draft, figures to get the start when the Steelers host Denver in their home opener.— The Patriots have promoted kicker Nick Folk and cornerback Myles Bryant from the practice squad to the 53-man roster. Folk handled kicking duties in their win over Miami, but was sent back down after the game. — Bills starting linebackers Matt Milano and Tremaine Edmunds missed practice, and their availability is uncertain for Buffalo’s game at the Miami Dolphins on Sunday. Coach Sean McDermott wouldn’t provide an update on the players’ status other than to say they were receiving treatment after getting hurt in a season-opening 27-17 win against the New York Jets. Each team will play eight games in eight weeks and the conference championship game will be held Dec. 19 — if all goes well. That should give the Big Ten an opportunity to compete for the national championship.The Big Ten said its Council of Presidents and Chancellors voted unanimously Tuesday to restart sports. The vote last month was 11-3 to postpone, with Ohio State, Iowa and Nebraska voting against.The decision to play came after sharp pressure from coaches, players, parents and even President Donald Trump, all of them pushing for a Big Ten football season. The conference is home to a number of battleground states in the November election, and Trump swiftly applauded the move in a tweet.Another factor in triggering the re-vote was the emergence of daily rapid-response COVID-19 testing, which wasn’t available when university presidents and chancellors decided to pull the plug on the season. The Big Ten said it will begin daily antigen testing of its athletes, coaches and staff on Sept. 30.The Big Ten’s plan to play also includes the establishment of a cardiac registry to study the effects COVID-19 has on athletes’ hearts. Dr. Leslie Cooper chairs the cardiovascular department at the Mayo Clinic in Florida. He says the registry can potentially close a gap in research when it comes to the new coronavirus. Share This StoryFacebookTwitteremailPrintLinkedinRedditMLB-SCHEDULEDodgers 1st team to clinch playoff spot, beat Padres 7-5UNDATED (AP) — The Los Angeles Dodgers are the first team to clinch a playoff spot in the pandemic-shortened season. UNDATED (AP) — The NCAA men’s and women’s basketball seasons will begin Nov. 25, the day before Thanksgiving. The Division I Council voted to push the start date back from the originally scheduled Nov. 10 as one of several precautions against the spread of coronavirus. The later start date coincides with the decision most schools made to send students home from Thanksgiving until January out of concern about a potential late-fall and early-winter flareup of COVID-19. Closed campuses could serve as a quasi bubble for players and provide a window for nonconference games. The maximum number of regular-season games has been reduced from 31 to 27. The minimum number of games for consideration for the NCAA Tournament was cut from 25 to 13.NFL NEWSEric Reid still hasn’t received an offer or workout invite Update on the latest sports MLB NEWSAP sources: MLB umpire tests positive for virus, crews shiftNEW YORK (AP) — Several people familiar with the situation tell The Associated Press that a Major League Baseball umpire has tested positive for the coronavirus, prompting a late shift in crew assignments in Florida this week. The affected umpire wasn’t identified. He was not on the field when the result was learned. MLB medical experts didn’t believe the positive test represented a threat of infection or presented a risk to other personnel, according to those familiar with the matter. The people spoke to the AP on condition of anonymity because there was no official announcement.Elsewhere around the majors:
Impressed by the accent of the Accra Works Out brand, ex-Ghana midfielder, Laryea Kingston , has spoken favourably of the monthly aerobic session organized by Primeval Media after confirming his participation in February’s edition.“I’ve been reading reviews of the Accra Works out aerobics session as well as been seeing its pictures and videos and I must admit that, it’s really impressed me.”“What impacts me most is the consistency the brand has maintained and how it has attracted several people from corporate Ghana, national icons, keep-fit groups and private individuals who appreciate the need to keep fit.”Laryea, who had stints in Scotland, with Hearts and quite recently, Accra Hearts of Oak in Ghana, before retiring from competitive football, will be joining other public figures who are regulars, on the multi-purpose court of the Accra Sports Stadium from 7am to 9am on 28th February, 2015 to work out.He expressed his delight at the thought of being present at this month’s edition.“I’ve been seeing coach Maxwell Konadu, “capito” Stephen Appiah, Augustine Arhinful, Okyeame Kwame, Adjetey “Pusher” Anang, Miss Malaika delegates, Miss Supranatural delegates among others, feature in Accra Works Out, and for a program to attract such persons, it speaks volumes of the level it’s gotten to.” Giggling away, he added “we’re all representing live this Saturday, at the Accra Sports stadium for the February edition of Accra Works Out.”Laryea was a member of the “golden” generation of Black Stars which had the likes of Stephen Appiah, Michael Essien, Sulley Muntari, John Paintsil, Richard “Olele” Kingson, John “Rock of Gibraltar” Mensah, Isaac Vorsah, Hans Adu Sarpei, etc in the same squad.Accra Works Out is organized by Primeval Media, every last Saturday of each month on the Multi-purpose of the Accra Sports Stadium between 7am and 9am. It is free but interested participants register by calling 0244 53 80 87.