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Chobe Holdings Limited (CHOBE.bw) 2019 Annual Report

first_imgChobe Holdings Limited (CHOBE.bw) listed on the Botswana Stock Exchange under the Tourism sector has released it’s 2019 annual report.For more information about Chobe Holdings Limited (CHOBE.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Chobe Holdings Limited (CHOBE.bw) company page on AfricanFinancials.Document: Chobe Holdings Limited (CHOBE.bw)  2019 annual report.Company ProfileChobe Holdings Limited owns and operates eleven eco-tourism lodges and camps on leased land in Northern Botswana and the Caprivi Strip in Namibia through its subsidiaries. The holding company operates under two well-known hospitality brands; Desert & Delta Safaris and Ker & Downey Botswana. The eco-tourism group has a combined capacity of 314 beds, and provides added services for its guests such as transfers and private safari tours and game viewing. Safari Air is a wholly-owned subsidiary of Chobe Holdings Limited which provides an air charter service to transport guests to and from its safari camps and lodges. The company also has interests in agricultural operations, property rental and a reservation service.last_img read more


July 12, 2021 0

Aiico Insurance Plc (AIICO.ng) Q32019 Interim Report

first_imgAiico Insurance Plc (AIICO.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2019 interim results for the third quarter.For more information about Aiico Insurance Plc (AIICO.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Aiico Insurance Plc (AIICO.ng) company page on AfricanFinancials.Document: Aiico Insurance Plc (AIICO.ng)  2019 interim results for the third quarter.Company ProfileAiico Insurance Plc is a leading insurance company in Nigeria offering life assurance and annuity, general insurance and special risk, pension management, health insurance and asset management. The company is the second-largest insurance company in Nigeria by gross premiums and has a diversified client base which includes corporations, financial institutions, governments and individuals. Life insurance products include an annuity plan, corporate savings plan, education, flexible endowment plan, group life insurance plan, income investment plan, life celebration plan, mortgage protection plan, term assurance and three payment plant. Aiico Insurance Plc has a controlling stake in Multishield Plc and a minority stake in Healthcare International Plc and Aiico Capital Plc. The company’s head office is in Lagos, Nigeria. Aiico Insurance Plc is listed on the Nigerian Stock Exchangelast_img read more


July 12, 2021 0

Berger Paints Plc (BERGER.ng) HY2020 Interim Report

first_imgBerger Paints Plc (BERGER.ng) listed on the Nigerian Stock Exchange under the Building & Associated sector has released it’s 2020 interim results for the half year.For more information about Berger Paints Plc (BERGER.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Berger Paints Plc (BERGER.ng) company page on AfricanFinancials.Document: Berger Paints Plc (BERGER.ng)  2020 interim results for the half year.Company ProfileBerger Paints Plc is a manufacturing company in Nigeria producing paint, surface coating and allied products for the residential, commercial, marine and industrial sectors. The company has an extensive product range which is divided into decorative/architectural finishes, industrial coatings, marine and protection coatings, automotive/vehicle finishes, and wood finishes and preservers. Berger Paints has a manufacturing plant and distribution centre in Lagos and over 25 distribution points in the major towns and cities in Nigeria. Berger Paints Colourworld is a retail outlet which offers a wide range of products and offers support with expertise and colour development software. Colourworld also offers an advanced automotive tinting system and colour software and carries a supply of paint tools and applications. In 2012, Berger Paints Nigeria Plc partnered with KCC Corporation, the largest heavy duty coating manufacturing company in South Korea. The partnership facilitates the supply quality, durable coatings for the marine and protective sectors. The company was established in 1959 by Lewis Berger, a German colour chemist who founded the Berger Paints’ dynasty in London in the late 1970s. Its head office is in Lagos, Nigeria. Berger Paints Plc is listed on the Nigerian Stock Exchangelast_img read more


July 12, 2021 0

2 costly retirement mistakes I’d avoid now!

first_img Many people spend countless hours worrying about how they’ll be able to afford their retirement. Therefore today I’d like to discuss how to possibly avoid two potential retirement errors that affect many adults.1. Not knowing how you will pay for retirementThe first mistake most people make is not knowing how they will pay for retirement. And part of the of the reason is that they may actually have unrealistic views of how much retirement may cost. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…One suggestion is that you’ll need between half and two-thirds of the salary you earned before retirement. A safe range would be between £24,000 and £28,000 a year. This amount assumes that you do not have any mortgage or rental payments to make in retirement.Let us assume that starting at age 65, you’ll need £28,000 per year and you expect to live for another 25 years after retirement. Let us also leave your potential State Pension or any other private pension income aside for now.One way to calculate how much in savings you’d need is to multiply £28,000 by 25. The result is £700,000. This calculation further assumes that the £700,000 will earn no interest income.In other words, if you’d like to finance your retirement fully with your savings, simply multiply the amount you’d need per year by 25.You may also be entitled to the State Pension or have other streams of income, such as from rental property or a private pension. The important takeaway is to be realistic about how much money you will need in retirement.2. Not knowing how to save £0.7m by age 65The other error most people make is not appreciating how important it is to start saving and investing early on when you can take maximum advantage of compound interest.My Motley Fool colleagues point out that the stock market returns about 7% to 9% annually on average, much more than the best regular savings account. An important part of that return comes from dividends.Research also shows that investors who purchase dividend-growth stocks and reinvest the dividends to buy more shares are likely to see considerable growth in their savings.Let us assume that you’re now aged 40 with only £100 in savings and that you plan to retire at 65.You decide to invest that £100 in a FTSE 100 tracker fund now and make an additional £9,000 of contributions annually at the start of each year. You have 25 years to invest. The average annual return is 8%, compounded once a year. At the end of 25 years, the total amount saved becomes £711,274.Saving £9,000 a year would need you to put aside almost £750 a month or about £25 a day. Although the amount may look daunting at first, you’d be surprised at how much you could save if you paid attention to your monthly outgoings.Several shares I’m watching nowChoosing which stocks to invest in for the long haul can initially feel difficult, especially for new investors. But the FTSE 100 index offers many stocks some mix of dividends, growth, and stability, At present, tobacco firm Imperial Brands offers a yield of about 11.2%. If you are looking at banks, current dividends for HSBC Holdings and Lloyds Bank stand respectively at 6.8% and 5.7%. At the lower end, pharmaceutical giant AstraZeneca, whose share price has been on the rise in recent months, pays a 2.8% dividend yield. See all posts by Tezcan Gecgil, PhD Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. tezcang has no position in any of the shares mentioned. The Motley Fool UK has recommended AstraZeneca, HSBC Holdings, Imperial Brands, and Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this.center_img Our 6 ‘Best Buys Now’ Shares 2 costly retirement mistakes I’d avoid now! Tezcan Gecgil, PhD | Wednesday, 12th February, 2020 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Addresslast_img read more


July 5, 2021 0

Forget gold, Cash ISAs and buy-to-let! I’d buy FTSE 100 dividend shares to retire early

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Peter Stephens The FTSE 100’s recent decline is likely to dissuade many investors from buying shares. After all, it has fallen by over 20% from its recent peak and could experience further challenges as risks such as coronavirus and an oil price war continue.However, assets such as gold, buy-to-let and Cash ISAs may not offer the same level of return as FTSE 100 shares in the long run. As such, in terms of long-term retirement planning, now may be the right time to buy a diverse range of large-cap shares. They could help you to retire early.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Recovery potentialOne of the core aims of most investors is to buy when the stock market is low, and sell when it is high (although at The Motley Fool we also like to hold for the long term). While that sounds easy in theory, in practice it is much more challenging. A key reason for this is that for stock markets to be priced at a low level, there usually needs to be a significant amount of risk, fear and uncertainty ahead in the short run. This often causes investors to adopt a cautious approach to shares, and instead purchase other assets.However, investors who are able to look beyond those challenges and instead focus on the long-term prospects for the FTSE 100 can capitalise on low valuations. Although they may not experience large levels of profit in the near term, this is unlikely to be a major concern if they have a time horizon of many years until they retire.Furthermore, the FTSE 100 has a strong track record of recovering from its various downturns and bear markets. Among the worst of them was the 1987 crash, which included the largest one-day fall in the FTSE 100 of over 12%. Since then, though, the index has delivered high returns and helped many investors to retire early.Relative appealAssets such as gold, Cash ISAs and buy-to-let properties may seem appealing at the present time. However, gold is trading at a seven-year high. This suggests that it may not offer good value for money.Likewise, house prices in the UK are close to record highs when compared to average incomes. This may mean there are affordability issues ahead should interest rates rise in the coming years. And with the returns on Cash ISAs being less than inflation in many cases, they may fail to provide a boost to your retirement prospects.As such, buying cheap FTSE 100 dividend shares could prove to be a shrewd move. They appear to offer excellent value for money in many cases, while their dividends could provide a boost to their total returns in the long run. Ultimately, there may be further uncertainty ahead that leads to paper losses for investors. But over the long run, buying cheap shares could positively impact on your retirement prospects. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Forget gold, Cash ISAs and buy-to-let! I’d buy FTSE 100 dividend shares to retire earlycenter_img Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. Peter Stephens | Wednesday, 11th March, 2020 | More on: ^FTSE last_img read more


July 5, 2021 0

The FTSE 100 slumps! Here’s what I’ve been buying for my Stocks and Shares ISA

first_img Rupert Hargreaves | Sunday, 15th March, 2020 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images The FTSE 100 has suffered one of its most aggressive sell-offs since the financial crisis over the past two weeks. These declines have thrown up some fantastic bargains for long-term investors. Particularly, income-seeking investors.Indeed, more than one-third of FTSE 100 constituents now support dividend yields of 5%. While some companies might not be able to sustain these distributions, others look entirely secure. As such, now could be the time for dividend investors to start snapping up some of these bargains.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…FTSE 100 incomeThe problem is, it’s not very easy to distinguish which companies will be able to maintain their dividends and which ones won’t. With this being the case, an equity income fund, or FTSE 100 tracker, could be a better option for investors than buying stocks directly.The great thing about an equity income fund is that it spreads the risk. Owning individual dividend stocks exposes investors to the risk of a dividend cut. If a company cuts its dividend without notice, the capital losses can exceed many years of income.By spreading the risk, investors don’t have to worry about the prospect of a dividend cut. Buying n FTSE 100 tracker fund is an excellent way to create an income portfolio at the click of a button. The index currently supports a dividend yield of 4.7%. That’s an average yield of all the companies in the index. The one downside of owning the FTSE 100 index as an income investment is the fact that it has quite a lot of exposure to banks and commodity companies. The exposure to these two cyclical sectors makes the index quite volatile.Equity Income Index FundVanguard’s FTSE UK Equity Income Index Fund could be a better option. This fund aims to track the performance of the FTSE UK Equity Income Index.It also has a fair bit of exposure to banks and miners, but around 10% of the fund is invested in pharmaceutical businesses, and there’s also a substantial weighting towards consumer goods companies, as well as utilities.The fund owns 124 firms. It charges just 0.14% per annum in management fees and currently supports a dividend yield of 5.4%. So this could be a great way to boost your portfolio’s income stream at the click of a button.In the current market environment, a diversified income fund such as the Vanguard equity income offering provides a layer of insulation against broader market turmoil as well.Another benefit of using an FTSE 100 or income tracker fund rather than an active investment manager is that these funds only track indexes. The fund’s managers are not allowed to go off any buy other companies outside of the index.As a result, there’s little-to-no risk of a Neil Woodford-style disaster where the manager moves outside of their mandate.The bottom lineSo, overall, if you’re looking for somewhere to invest your money in the current climate, and don’t know where to start, the Vanguard FTSE UK Equity Income Index Fund offers a market-beating dividend stream from a diversified basket of stocks at a low cost. “This Stock Could Be Like Buying Amazon in 1997” Rupert Hargreaves owns the FTSE UK Equity Income Index Fund. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. The FTSE 100 slumps! Here’s what I’ve been buying for my Stocks and Shares ISAcenter_img Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Rupert Hargreaveslast_img read more


July 5, 2021 0

4 simple steps to increase your chances of making a million from a market crash

first_img Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Making a million pounds is the dream of so many of us. However, few of us realise we have the potential to make that dream come true through stock market investing.The stock market is not the sole preserve of the wealthy and it is open for anyone to access.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…In fact, many millionaires have emerged from depressed financial times. Some of the world’s most successful investors follow the value investing strategy. This involves buying quality companies for a cheap share price, holding them for several years and enjoying wealth generation through the compounding effect of reinvesting dividends.John Maynard Keynes and J Paul Getty, two rich and successful investors, followed this strategy. Perhaps best known of all is Warren Buffett, who has spent close to 70 years investing in this way and has personal wealth close to $70bn.  Making a millionGetting on the path to riches is easier than it may seem. Provided you follow a few simple rules and have confidence in your conviction. The stock market can pave the way to a wealthy future.Commit to regular investmentRegularly investing increases your bottom line. Implementing a regular direct debit for your Stocks and Shares ISA is a simple way to set it and forget it. A consistent amount invested can help even out the highs and lows of investing. During a period of volatility, when stock markets are at low point, your regular investment can buy more shares for your money, this can boost your long-term returns when the markets recover.Choose companies with a reliable dividendDividends are fast falling by the wayside at the moment, but a regular income from a dividend can work wonders in securing a million-pound payday. By reinvesting your dividend payments, you compound the interest on your shareholding. This increases your wealth at a much faster rate than simply buying new shares as and when you can afford it.Choose companies that can go the distanceInvest your money in companies that have a good reputation, many years of experience and proven management with the company’s best interests at heart. When you opt for a well-established company with a sound track record, you reduce your risk.Diversify your portfolioDon’t put all your eggs in one basket because you expose yourself to unnecessary risk. If you only buy oil stocks and there is a downturn in the oil industry, then your portfolio will drop across the board. There are many sectors to choose from, so you should endeavour to own equities in a selection of them. Defence, pharmaceuticals, fast moving consumer goods (FMCG) and insurance are some examples.Have a plan, stick to it and be confident in the decisions you make. Over the long term, stocks and shares can put your money to work much more efficiently than traditional savings accounts.  Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Kirsteen Mackay | Friday, 15th May, 2020 center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 4 simple steps to increase your chances of making a million from a market crash Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Kirsteen Mackaylast_img read more


July 5, 2021 0

Have £3,000? Here are 3 stocks I’d buy for my ISA as lockdown lifts

first_img Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has recommended Associated British Foods. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Paul Summers | Sunday, 31st May, 2020 | More on: ABF HFD JD See all posts by Paul Summers Have £3,000? Here are 3 stocks I’d buy for my ISA as lockdown lifts “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img Our 6 ‘Best Buys Now’ Shares The market has unsurprisingly welcomed the news that lockdown restrictions are to be slowly lifted over the next few weeks. Arguably the most important detail, as far as the economy is concerned, is the re-opening of all non-essential shops by 15 June. With this in mind, here are three potentially great ISA buys that might do better than most in the new retail environment.Cheap ISA buy?The fact that shops are being allowed to reopen does not mean that consumers will be in the mood to spend like there’s no tomorrow, of course. They may, however, feel the need to replace some of their more comfortable ‘lockdown clothing’.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…For me, this could be good news for Primark-owner Associated British Foods (LSE: ABF). Say what you like about the wares sold by this company — the fact that you can fill a wardrobe on the cheap could mean it does better than most during a recession.Another attraction to ABF is that it isn’t solely dependent on the success of its stores — it has its fingers in the grocery, agriculture, sugar, and ingredients markets. This makes it a good ISA option for defensive-minded investors, in my opinion.True, the shares haven’t done particularly well over the last few years, but consumers’ desire to find value for money in tough times could mark a change in direction. If we assume that analyst predictions on earnings in FY21 are still roughly correct, the stock also changes hands at a really-rather-decent valuation of 14 times earnings. Quality operatorMy second pick of retailers would be FTSE 100 sports and casualwear firm JD Sports (LSE: JD). Boasting excellent free cash flow and experienced management, this business looks set to go from strength to strength. Having established itself as a go-to destination for trainer lovers in the UK, it’s now targeting large overseas markets such as the US.Is a lot of this already priced-in to the shares? Quite probably. Like many stocks, the optimum time to buy was a couple of months ago. From mid-February to mid-March, JD lost two-thirds of its value. The share price has more than doubled since.  Hindsight is a wonderful thing, of course. Nevertheless, JD is one of only a handful of FTSE 100 stocks I’d feel comfortable holding within an ISA for the very long term. And companies like this rarely stay cheap for long.  Riding highMy third and final selection is something of a wildcard: bicycle-seller and auto parts retailer Halfords (LSE: HFD).I’ve actually been very bearish on this company in the past, partly due to its lack of an economic moat. But the coronavirus pandemic has altered my stance somewhat. In case you haven’t noticed, cycling has been hugely popular over recent months as long-distance travel has been prohibited. To be clear, I don’t think Halfords is a ‘buy-and-forget’ stock. There’s no guarantee that those who say they now plan to ride to work rather than catch public transport will actually do so. There’s also quite a bit of debt on the balance sheet.Even so, the next set of numbers released by the company is likely to be very good indeed. Those buying a small amount now for their tax-efficient ISA could still do well.  Image sources: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.last_img read more


July 5, 2021 0

Microsoft stock: why I’m buying Fundsmith’s top holding for my ISA

first_img US technology stocks are popular with UK investors right now. Apple and Tesla, for example, have been two of the most bought stocks on Hargreaves Lansdown recently.Personally, I’ve been buying Microsoft (NASDAQ: MSFT) stock for my ISA. This tech share – which is the top holding in Terry’s Smith’s Fundsmith portfolio – has an enormous amount of appeal from a long-term investment point of view, in my opinion. Here’s why I like the stock.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Why I’m buying Microsoft stockOne reason I like MSFT is that it has dominant positions in a number of growth industries.In the business world, it’s a key supplier of productivity solutions. Not only does it own Office (which is now cloud/subscription-based) but it also owns the collaboration platform Microsoft Teams. This means it’s well placed to benefit from the work-from-home trend.Microsoft is also a key player in the cloud computing industry with its Azure business. This is a flexible cloud platform that provides storage, networking, and analytics without the need for costly on-premise server infrastructure. The global cloud computing market is set to grow phenomenally in the years ahead, from around $370bn now to $830bn by 2025. Microsoft is well placed to benefit.Additionally, Microsoft has a dominant position in the video gaming industry. It owns Xbox and has recently been making a number of major acquisitions in the gaming space. Video gaming is a huge industry that is growing rapidly. Microsoft should benefit.Source: StatistaFinally, it also owns a major social media platform in LinkedIn. This has become a key job search and networking platform in recent years.Overall, the dominant positions Microsoft has provide the company with a strong competitive advantage.Fundsmith’s top holdingI also like the look of Microsoft’s financials. Its top line is growing at a very healthy pace. Over the last three years, revenue has climbed from $97bn to $143bn. That represents a compound annual growth rate of about 14%. Looking ahead, analysts forecast revenue of $157bn this year and $175bn next year.Microsoft is also very profitable. Over the last three years, return on capital employed (ROCE) has averaged 20.1%. The company sports a fantastic dividend growth track record. Recently, the company lifted its payout by 10%.Additionally, its balance sheet is very strong. At 30 June, the company had $136.5bn in cash and short-term investments on its books. That will give the company the firepower to make further acquisitions in high-growth industries.All in all, this is a stock that screams ‘quality’ to me. It’s not hard to see why Fundsmith manager Terry Smith – the man they call ‘Britain’s Warren Buffett’ – likes the stock.Microsoft: a growth championMicrosoft’s share price has enjoyed a good run over the last few years. As a result, the stock isn’t a bargain right now. However, I don’t think the current forward-looking P/E ratio is 32 is overly expensive either. For a highly-profitable tech giant with exposure to cloud computing, video gaming, and social media, I don’t think that valuation is unreasonable.I’ve been building up a position in Microsoft stock for a little over a year now. I plan to keep buying more. In my view, Microsoft has all the right ingredients to be a top core holding. Edward Sheldon, CFA | Tuesday, 13th October, 2020 | More on: MSFT Image source: Getty Images. Microsoft stock: why I’m buying Fundsmith’s top holding for my ISA “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!center_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Edward Sheldon owns shares in Apple, Microsoft, and Hargreaves Lansdown. Teresa Kersten, an employee of LinkedIn, a Microsoft subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK owns shares of and has recommended Apple, Microsoft, and Tesla. The Motley Fool UK has recommended Hargreaves Lansdown and recommends the following options: long January 2021 $85 calls on Microsoft and short January 2021 $115 calls on Microsoft. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares See all posts by Edward Sheldon, CFAlast_img read more


July 5, 2021 0

1 growth stock I’d buy for the e-commerce revolution

first_imgSimply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Top-line revenue has expanded by an average of 20% year-on-year, with around 80% of it originating from a reliable recurring revenue stream.Beyond reinvestment and retaining a talented sales team, the operational expenses are near negligible.Operating profit margin has remained relatively stable at 25% over the past five years. This suggests that all the growth experienced in earnings is sourced directly from performance – an excellent sign in my eyes. While improving margins is undoubtedly a good thing, it’s not an endless source of increased profits.This continual stream of steady, reliable income has allowed the firm to build up a generous war chest of cash. Besides acting as a protective barrier during times of uncertainty, it enables the company to develop new features for their software, either through research & development, or acquisitions.In 2017 it acquired Comapi — an omnichannel messaging business — for £11m. Both its technology and people were successfully integrated into the company in 2019. After discontinuing the low-margin legacy businesses of Comapi, Engagement Cloud got a whole new suite of communication tools to further assist clients.The bottom linedotDigital is certainly not the only player in this space with fierce competition from Salesforce. However, through its strategic partnerships with e-commerce platforms, it has created powerful allies that drive new clients directly to them.I think this gives the stock quite a competitive advantage that when combined with its pricing power makes it a force to be reckoned with, in an industry set to grow to £25.1bn by 2023. “This Stock Could Be Like Buying Amazon in 1997” 20192018201720162015 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. See all posts by Zaven Boyrazian I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Recurring Revenue (£m)36.5531.3725.9220.9816.26 1 growth stock I’d buy for the e-commerce revolution I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Total Revenue (£m)42.536.932.026.921.4 Our 6 ‘Best Buys Now’ Shares ARPU (£)966845715575445 The rise of e-commerce continues, but with so many online platforms and stores for consumers to choose from, online retailers are having to find new tactics to attract customers.The e-commerce opportunitydotDigital (LSE:DOTD) is a software-as-a-service (SaaS) business that provides a cloud-based marketing platform for its clients. Serving over 4000 brands across 150 countries, the platform allows organisations to acquire, convert, and retain customers.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I hold DOTD in my own portfolio, so what is it that I like about the company?Much like Salesforce, DOTD’s bespoke platform – known as Engagement Cloud – analyses customer data and performs automated digital marketing through emails, text messages, and social media platforms.The business model is simple. Clients typically purchase a pre-paid contract for a length of 12, 24, or 36 months, during which time they have complete access to the platform.It can be seamlessly integrated with existing ecommerce and CRM technology, forming a robust marketing engine.Through the use of data-triggered marketing campaigns, clients can scale quickly to maximise their customer base. Email-based campaigns have proven to be the most successful with clients achieving an average of £42 extra income for every £1 spent on dotDigital’s platform, we’re told.In recent years, management has shifted its strategy to focus more on e-commerce and B2B through partnerships with other companies – including Shopify, Microsoft, and Adobe.The financialsEngagement Cloud’s ever-expanding functionality has boosted its value to clients each year. With a more powerful platform that clients are relying on, dotDigital has built up a substantial amount of pricing power. As such, both the recurring revenue stream and average revenue per user (ARPU) have seen significant growth. Zaven Boyrazian | Friday, 6th November, 2020 | More on: DOTD Enter Your Email Address Zaven Boyrazian owns shares in dotDigial and Shopify. The Motley Fool UK has recommended dotDigital Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.last_img read more


July 5, 2021 0