Forget the State Pension, I’d buy cheap shares to help fund my retirement Alan Oscroft | Saturday, 28th November, 2020 Enter Your Email Address See all posts by Alan Oscroft I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 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If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images 5 Stocks For Trying To Build Wealth After 50 Simply click below to discover how you can take advantage of this. Click here to claim your free copy of this special investing report now! Our 6 ‘Best Buys Now’ Shares Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has recommended Barclays. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. In 2020, I expect most of us are thinking about our immediate requirements rather than our pensions. But the State Pension is still very poor, and likely to get worse. And the retirement age is steadily being pushed back.Someone born after 1978 will not now qualify for the State Pension until they reach 68 years of age. There are no current plans to push that further. But, as a population, we’re ageing. So will there come a time when people have to wait until their seventies to qualify? I’d put money on it.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…State Pension triple lockAt the same time, the triple lock is coming under pressure. It guarantees that State Pensions will increase every year by whichever is the greatest of average earnings growth, inflation, or 2.5%. In that way, pensioners should be able to keep up, proportionately, with people in work.But the extreme public expenses of 2020 will surely make the government like that even less than usual. And I reckon the massive debt built up dealing with Covid-19 could hasten the end of the triple lock. So what’s the solution to a declining State Pension?At one level, I think the answer is obvious. We have to invest for ourselves to ensure comfort in our old age. The harder question is how? If you have a company pension, that’s a good start. But I think it makes sense to put away as much as possible from our income today to provide for our future. So, where and how?Historically, shares easily beat cashWith super-low interest rates, a savings account, or a Cash ISA, just don’t cut it. But investing in shares has a tremendous track record of beating cash investments. Yes, there will be some bad times. But, over the long-term, stock market crashes have always come back. And we can barely see them on the long-term share price charts.A study by Barclays has shown that, over the past century or so, the UK stock market has provided average annual returns of 4.9% above inflation. That should certainly beat the State Pension.But isn’t investing in the stock market complicated? It doesn’t need to be. We have two very handy kinds of investment account in the UK, which offer different tax reliefs. I’m talking of the Self-Invested Personal Pension (SIPP) and the Individual Savings Account (ISA) here. I use a combination of the two, and both are easy to set up.But what to actually buy?So, with a SIPP and a Stocks and Shares ISA in hand, what do we buy? The easiest approach is probably to choose an index tracker. Many go for a FTSE 100 tracker for stability and dividends. But the FTSE 250 has provided better returns over the past 30 years, so that’s an attractive option.I prefer to choose my own shares to minimise my State Pension dependence. And investors who start with a tracker can always move on to that later. One thing, though, is that we need a long-term approach to offset the short-term risk. I wouldn’t have all my money in shares in 2020 if I was planning to retire in 2021, for example. But I do think the downturn this year is providing opportunities to improve my long-term returns.
Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Collierville, TN Rector Smithfield, NC [Episcopal News Service] Ecumenical leaders, led by the United Methodist Church and joined by the World Council of Churches, met in Atlanta, Georgia, this month to discuss ways of bearing Christian witness to Korean peace efforts.The Roundtable for Peace on the Korean Peninsula, from Nov. 9 to 11, was the third such annual gathering, which included renewed calls for denuclearization of the region. Participants concluded the roundtable by releasing a statement declaring its aims and issuing six calls to action.“This urgent and critical moment is an opportunity for God’s transformative redemption,” the statement says. “Fostering replacement of the old system of division and power will enable the peace of Christ to flower on the Korean Peninsula.”Read the full statement here. The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Tags New Berrigan Book With Episcopal Roots Cascade Books Youth Minister Lorton, VA Associate Rector for Family Ministries Anchorage, AK Ecumenical gathering in Atlanta issues statement calling for peace on Korean Peninsula Rector Martinsville, VA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector/Priest in Charge (PT) Lisbon, ME In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Director of Music Morristown, NJ Family Ministry Coordinator Baton Rouge, LA Curate (Associate & Priest-in-Charge) Traverse City, MI Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Asia, This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector (FT or PT) Indian River, MI Posted Nov 19, 2018 Cathedral Dean Boise, ID Featured Jobs & Calls Associate Rector Columbus, GA Rector Albany, NY Ecumenical & Interreligious Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Knoxville, TN Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Curate Diocese of Nebraska Assistant/Associate Rector Washington, DC Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Shreveport, LA Rector and Chaplain Eugene, OR AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Washington, DC Rector Pittsburgh, PA Associate Priest for Pastoral Care New York, NY An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Missioner for Disaster Resilience Sacramento, CA Submit an Event Listing Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector Belleville, IL Press Release Service TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Course Director Jerusalem, Israel Submit a Job Listing Advocacy Peace & Justice, Bishop Diocesan Springfield, IL Rector Hopkinsville, KY Rector Tampa, FL Canon for Family Ministry Jackson, MS Priest Associate or Director of Adult Ministries Greenville, SC Priest-in-Charge Lebanon, OH Assistant/Associate Priest Scottsdale, AZ Submit a Press Release Director of Administration & Finance Atlanta, GA Assistant/Associate Rector Morristown, NJ Featured Events Rector Bath, NC
Interior Designer:PorntidaKruapat& IFLandscape Architect:Kirin Tanglertpanya& IFStructural Engineer:Piyapong SuwanmaneechotSystem Engineer:Mongkol PichayakittisinMain Contractor:SPC TechnoconsCo.,Ltd.Country:ThailandMore SpecsLess SpecsSave this picture!© Wison Tungthunya & IFText description provided by the architects. This house for a family of five is located on Sukhumvit Rd., Soi 101/1, next to their old house where they had been living since long time ago. According to the scale of the site and owner’s love of nature, open space, and gardening give an initial idea for this house design. All functions are packed and stacked into 3-storeys to provide the most open space possible on the ground level. Functional usages are one master bedroom with master bathroom for parents, 2 bedrooms and 2 bathrooms for sons, a living/dining space, a working room, an open kitchen, a Thai kitchen and a lap pool.Save this picture!© Wison Tungthunya & IFThe house was positioned on the southwest part of the site. All bathrooms are on the west part on each floor of the house to protect all other functions from the sunlight during daylight hours, and for the hygienic reason of the bathroom as well. With the bathroom on the west, each bedroom can face either north or east for the proper quality of natural light, and left the court on the ground level in L-shaped. Two main characters those most likely tobe found in this house are the ‘stairs hall’ and ‘corners’ on each floor.Save this picture!© Wison Tungthunya & IFThis stairs hall consists of the triangular staircase, the triangular skylight on the rooftop and internal voids for every room. The skylight provides the natural light throughout stairs hall and even for the living space on the first floor, internal voids provides the ventilation for each room and also the visual connection for family members, and of course, this stairs hall acts as the main vertical circulation for this house.Save this picture!© Wison Tungthunya & IFAnother thing mentioned earlier is the ‘Corner’. This later became a name of this house, ‘บ้านมุม’(มุม [Moom] means ‘Corner’ in English).There’re 2 types of corners in this house, ‘individual’ and ‘shared’. Individual ones became bedrooms those reflect the character of each family member, and shared ones became open spaces connected to stairs hall on each floor for different family usage, such as living space on the first floor that connect to the deck and lap pool outside, the multipurpose family space on the second floor and the terrace that leads to the rooftop of the house.Save this picture!© Wison Tungthunya & IFMaterials to be mentioned are steel frame, insulated glass and fishnet from the ocean liner. Steel window/door frames are mostly used to create smaller profile and make door sets look the most disappeared, especially for the set of sliding doors at the corner of the living room that can be slid all the way into walls on the both side and give the continuity of space from living room to the open space outside. Insulated glass helps skylight not to let the heat into the house too much. Fishnet used in the ocean liner was selected to be used as a hammock in the double space between working room(2nd floor) and the bedroom (3rd floor).Save this picture!SectionProject gallerySee allShow lessFarmers Fishers Bakers / rizFormSelected ProjectsDental Club / OOS AGSelected Projects Share 2012 Houses Baan Moom / Integrated Field Thailand Year: Area: 550 m² Area: 550 m² Year Completion year of this architecture project CopyHouses•Thailand Baan Moom / Integrated FieldSave this projectSaveBaan Moom / Integrated Field Architects: Integrated Field Area Area of this architecture project Projects “COPY” Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/403604/baan-moom-integrated-field Clipboard ArchDaily 2012 CopyAbout this officeIntegrated FieldOfficeFollowProductsGlassSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesThailandPublished on July 22, 2013Cite: “Baan Moom / Integrated Field” 22 Jul 2013. ArchDaily. Accessed 11 Jun 2021.
Area: 4615 m² Year Completion year of this architecture project Save this picture!Courtesy of Luc Boegly+ 29Curated by Paula Pintos Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/915610/71-social-housing-units-la-courneuve-jtrchitecture-plus-mao-architectes Clipboard France Photographs: Luc Boegly, Arnaud Schelstraete, Fabien Brissaud Manufacturers Brands with products used in this architecture project “COPY” Year: 71 Social Housing Units La Courneuve / JTB.architecture + MaO architectesSave this projectSave71 Social Housing Units La Courneuve / JTB.architecture + MaO architectes “COPY” CopySocial Housing•La Courneuve, France CopyAbout this officeJTB.architectureOfficeFollowMaO architectesOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureSocial HousingLa CourneuveFrancePublished on April 23, 2019Cite: “71 Social Housing Units La Courneuve / JTB.architecture + MaO architectes” 23 Apr 2019. ArchDaily. Accessed 11 Jun 2021.
21 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 28 November 2006 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Steve Howe, former Director of Communications and Fundraising at The Outward Bound Trust, has joined Lehmann Communications.Steve, who was honoured for his contribution to The Outward Bound Trust during the charity’s revival over the last ten years, was made a member of The Royal Victorian Order by The Queen. Mountaineering fundraising director joins Lehmann Communications Tagged with: Recruitment / people About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Advertisement
About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 24 December 2006 | News 53 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Recycling Factory has donated £78,334 to the RSPCA as a result of its recycled printer cartridge donation campaign.The company, which has offices in the USA and Germany, recently launched in the UK to recycle inkjet cartridges and mobile phones. It has raised “several hundred thousands of pounds” so far for its partner charities which include ChildLine and Action Medical Research.The latest donation to the RSPCA brings the charity’s total income from this scheme to over £200,000, according to Anthony Baumann, Head of Fundraising at the charity. Advertisement Tagged with: Research / statistics Trading Recycled printer cartridge scheme raises £78,334 for RSPCA AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
Facebook Twitter Schoettmer was selected as the first winner of America’s Pig Farmer of the Year after passing a third-party audit of on-farm practices and also going through a series of written and oral interviews conducted by subject-matter experts. He has achieved excellence in all aspects of pig farming, including animal care, environmental stewardship, employee work environment, and outstanding community service. Hoosier Named Pig Farmer of the Year By Gary Truitt – Oct 7, 2015 The America’s Pig Farmer of the Year Award is designed to recognize a pig farmer who excels at raising pigs using the We Care ethical principles and connects with today’s consumers about how pork is produced. “We are pleased to have Keith represent America’s pig farmers, and we look forward to the dialog he will create as he travels around the country,” said Derrick Sleezer, National Pork Board president and pig farmer from Cherokee, Iowa. “It’s important that we connect with today’s consumers about how we raise their food in an ethical and transparent way. Keith’s interest in sharing his farm’s story – and putting a face on today’s pig farming – will help us reach this goal.” Keith Schoettmer,The National Pork Board has announced its first-ever America’s Pig Farmer of the Year Award, and a Hoosier producer has won. Keith Schoettmer, from Tipton, is a well-known name in Indiana pork circles, having served in several leadership positions with Indiana Pork. Now the rest of the world will know him better as he has been named the first Pig Farmer of the Year. Previous articleClosing CommentsNext articleEthanol Production Up Again Gary Truitt Schoettmer and his wife Darla began Prime Pork in 1987. He describes his operation as rather typical, “We have about 1050 sows and are a farrow to finish operation with a feed mill and mostly all on one location. We are humbled and honored by this award.” He started as a first generation, pork producer with 450 sows and has grown the operation over the years. SHARE Hoosier Named Pig Farmer of the Year The panel of expert judges met in early September with the four finalists. The panel included Dr. Robin Ganzert, president and CEO of the American Humane Association; Carlos Saviani, vice president of the World Wildlife Fund’s (WWF) U.S. food team; Mitzi Dulan, a registered dietitian and a nationally recognized nutrition and wellness expert to the Kansas City Royals; Chris Soules, a farmer from Arlington, Iowa, and a television star from The Bachelor and Dancing with the Stars; and Dr. Jodi Sterle, an associate professor of animal science at Iowa State University and a nationally known youth advisor in livestock exhibition. Facebook Twitter As a judging panel member, Ganzert said, “Today, more than ever, it is important not only to point out where progress is needed, but to recognize when we get it right. The farmers I met with are working to give America’s families food that is safe, affordable, abundant, and in line with their values.” Home Indiana Agriculture News Hoosier Named Pig Farmer of the Year He hopes to use this award as an opportunity to educate the public, “We are really looking forward to visiting with people about pig farming in America. We want to tell them how producers take care of their stock. We want to tell them that there are thousands of producers who are doing the right thing every day.” He said he wants to keep his message simple, “Here on the farm we care about raising these animals, about taking care of the environment. We are about food safety and about the welfare of the animals. We do this every day. It is our job, it is our passion.” SHARE
Print WITH Limerick householders due to start paying for domestic water usage next year, Labour Party councillor Orla McLoughlin told City Council this week that she did not want to pay the new charge if there was fluoride in her water.Excessive exposure to fluoride in drinking water has been linked by the World Health Organisation to a number of adverse affects from mild dental fluorosis to the risk of development of Alzheimer’s disease and osteoarthritis. The Department of Health revealed last month that it is to conduct a review into fluoridation, which has been in place in Ireland for over 50 years.Sign up for the weekly Limerick Post newsletter Sign Up Speaking at City Hall this week, Cllr McLoughlin expressed growing concern on the use of fluoride in our water supplies.“We are moving into a new era and this is an issue that is not going away. I don’t want to pay water rates if there is fluoride in it. I filter my water because it doesn’t taste right. We are putting this into people and you have to understand this is a really big issue,” she said.Cllr Pat Kennedy (Ind) said that 97 per cent of countries across Europe did not use fluoride and the council needed to be kept up to date.On a phased basis from January 2014, Irish Water will bring the water and wastewater services of local authorities together under one national service provider. It will take around five years for Irish Water to be fully established, at which point it will be responsible for the operation of public water services.Cllr John Gilligan (Ind) likened Irish Water to the Anglo Irish Bank.“It’s a case of give us your money or else. They are trying to squeeze as much money as possible out of people. They would do Anglo Irish Bank proud. Limerick City Council will continue to do the same work and someone else will take the money. Irish Water? No way José,” he said.Director of Water Services, Josephine Cotter-Coughlan said they were working closely with Irish Water to ensure quality of drinking water is maintained to the highest level while City Manager Conn Murray said they had to implement legislation as there were “higher authorities operating.” #HearThis: New music and video from Limerick rapper Strange Boy Email #SaucySoul: Room 58 – ‘Hate To See You Leave’ TAGSConn MurrayfluorideIrish WaterLimerick city councilMusic LimerickOrla McLoughlin WhatsApp NewsLocal News‘No fluoride or no water charge’ call to councilBy Alan Jacques – December 19, 2013 2783 Celebrating a ground breaking year in music from Limerick Previous articleCity council backing for historic commercial rateNext articleIt’s time to talk with Travellers Alan Jacqueshttp://www.limerickpost.ie Limerick customers to benefit from extension of Irish Water’s First Fix free scheme to tackle leaks Linkedin Update: Works underway to resolve discolouration of water in Raheen area Advertisement Facebook Twitter Emma Langford shortlisted for RTE Folk Award and playing a LIVE SHOW!!! this Saturday RELATED ARTICLESMORE FROM AUTHOR
ColumnsPandemic (Covid 19) And Nationwide Lockdown Severely Damages Legal Professionals Abhinav P Dhanodkar8 Jun 2020 5:11 AMShare This – xThe whole world is facing chaos and mass destruction caused by pandemic COVID 19. The pandemic has brought the world economy down, in a deep financial crisis, which was leading the world wide working systems, services, professions and business. The legal profession is one of the significant pillars of the whole society and it is a matter of big sorrow that the nationwide lockdown…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe whole world is facing chaos and mass destruction caused by pandemic COVID 19. The pandemic has brought the world economy down, in a deep financial crisis, which was leading the world wide working systems, services, professions and business. The legal profession is one of the significant pillars of the whole society and it is a matter of big sorrow that the nationwide lockdown has brought to the fore the great disparity and problems in the field of legal profession and clearly the most affected are the legal professionals who are practicing as independent Advocates. The vast majority of the advocates are in the lower courts which functions on a case to case basis for their regular income and as per the present scenario of epidemic and lockdown, their economic situation has become vulnerable and it is uncertain as to when things will get better.. The advocates who practice outside their home town are in a permeable situation. High Courts across India, which for the most part have only one bench functioning, are barely taking few cases, meaning that most of the massive numbers of pending matters have to wait for the lockdown to end. In the lower courts, lawyers said that most civil courts are not hearing matters and no fresh filling is permitted except urgent matters. In criminal courts, most of the states have given interim bail to under trial prisoners. This means those who are accused and are awaiting trial have, unless their alleged crimes are heinous, been given with automatic bail. This is relevant because in the normal course of working, bail matters are the most important for an accused as well as for a lawyer from his professional point, especially working in Sessions Courts as well as High Courts. SIGNIFICANT PROBLEMS FACED BY THE LEGAL PROFESIONALS DUE TO THE PANDEMIC AND NATION WIDE LOCKDOWN NO FINANCIAL AID OR ANY SPECIAL GRANT FROM GOVERNMENT TO ADVOCATES In the ongoing scenario of COVID 19 pandemic and nationwide lockdown, the State as well as the Central Government has maintained silence and has intentionally turned a blind eye to the ongoing problems. Since the livelihood of the entire fraternity of advocates, many Bar Associations have taken initiative to give financial aid to their Bar members. Bombay Bar Association (BBA) has extended a helping hand to the advocates facing financial difficulties due to lockdown. The Bombay Bar Association (BBA) understands that it’s time to help your working fraternity by taking immediate action without waiting for the government to announce reliefs or welfare schemes for advocates. The present situation and financial conditions of many advocates are vulnerable, the Bombay Bar Association (BBA) offered financial assistance to any advocate who is its member or any advocate who has applied for membership. It has allowed requests for financial aid even from those advocates who are not its members. However, priority will be given to members of the Association. Supreme Court Bar Association and Supreme Court Advocates-On-Record Association also decided to give financial aid to the Advocates who are in dire need during the lockdown. But the fundamental question remains: is this sufficient to support the large class of lawyers in the country who are really suffering? There are more than 2 million practicing advocates and 95% of them are suffering so how far can the associations extend help to them. LOCK DOWN’S EFFECT ON CLERK AND OTHER STAFF WORKING UNDER ADVOCATES AND ATTORNEYS The office of almost every advocate runs on the working of associate juniors , registered clerks and the other staff who are dependent on the pay cheque from the advocate. The onus of payment of salary to the staff in the time of the non-functioning of courts is a huge burden on advocates. Keeping an eye on the situation of other working staff of an advocate, The Madras High Court directed the State Government and the Bar Council of Tamil Nadu and Pondicherry to respond on whether any financial aid can be given to advocates and registered advocate’s clerks during the national lockdown. One way or the other, the working of the court has to be started as early as possible, keeping every precautionary direction issued by the Health Ministry. The Bar Associations could not regularly provide financial assistance to the working staff of an advocate and especially to the advocates who practice in the lower courts. The nonfunctioning of courts is severely damaging the legal professionals and the impact caused due to this will continue for the next two year. PROBELMS OF ELECTRICITY BILLS AND OFFICE RENT AND MAINTAINANCE CHARGES OF WORKING PREMISES The number of advocates who work in rented offices are very high and the effect of the nationwide lockdown is that they are burdened with the onus of monthly rent , electricity bills as well as other maintenance charges which are incurred as it is regardless of the lockdown and it has to be paid from the pocket of advocate even when n these months of lockdown due to no income was generated. BURDEN OF PAYING SALARIES TO THE OTHER WORKING STAFFS, JUNIOR ASSOCIATES, CLERKS AND PARA LEGAL RESEARCHERS. As discussed in the earlier paragraphs regarding the working staff and paralegal researcher, their work is interrelated to the working of advocates and courts but due to non functioning of courts they are stuck in the middle of nowhere. Irrespective of the non-working of Courts ,the advocates have to take the responsibility of paying remuneration to their working staff like junior associates who are completely dependent on their seniors. On other hand the advocates who are beginners and practicing independently are struggling for their bread and butter. Advocates are severely hit by this lockdown and are facing financial crunch and if the lockdown further extends, then this poses a serious threat to life. ONLINE HEARING OF CASES The working of Courts and advocates is of such pragmatic nature that the idea of work from home and online hearing of cases doesn’t fit well with the working of the court. It can be used for a few urgent matters but it is impractical to make it a normal course of routine. It is also to be taken into consideration that there are very few advocates who understand the procedure of electronic media but majority of advocates are not familiar with the online filing and online hearing of cases which renders it almost possible for them to practice. It is to be noted that the establishment cost of a proper internet connection with a good device also will cost a lot and many people will not be in a position to afford it. If such conditions persist the noble legal profession and administration of justice will be under the clutches of a group of elite and it will be a class based administration of justice, and for poor people justice will become a distant dream. Advocates, in addition to being legal professionals, also officers of the courts who play a vital role in the administration of justice. Accordingly, the principles, bye laws and rules that govern their professional conduct arise out of the duty that they owe to the court, the client, their opponents and to the other advocates as well. The Profession itself requires the safeguarding of high moral standards. As an officer of the Court, the duty of a lawyer is towards the Court, the standards of his profession and to the public. Since the main job of a lawyer is to assist the Court in dispensing justice, the members of the Bar cannot behave with doubtful scruples or strive to thrive on litigation. It is a matter of great sorrow that the officer of court, an advocate has been completely ignored by the government as no vital steps have been taken to financially aid advocates, no announcement has been made till date for the welfare of the court officers. It has been more than two months wherein the courts of important cities are non-functioning and the effect is that the officers of Court are in deep financial crisis. The entire country is facing a difficult situation. Advocates are raising their voice mentioning the provisions of the Advocates Act and reminding that the BCI is responsible for safeguarding the rights, privileges and interests of advocates. If the advocates interests are not paid heed to, then the justice delivery system fails. The best example is the suo motu case No. 6/2020, registered by the Supreme Court with regard to the issues of migrant laborers. Initially a PIL for the same was filed and was dismissed due to lack of proper persuasion or understanding of ground reality, and then later the Court itself took cognisance suo motu. If the lives and livelihood of the legal professionals who are practicing in Courts as an independent advocate has been jeopardized in the struggle for bread and butter, how does society expect justice from any system? In this pandemic COVID19 there must be a unique approach by the appropriate government on and above the traditional approach to reduce the larger human suffering and hardship. Views are personal only. (Author is former Dy Advocate General –MP High Court Indore) Next Story
ABC News(NEW YORK) — At least 12 levees have been breached on the Missouri River in the last week as record flooding continues in the Plains and the Midwest.Thousands of people have had to evacuate, including the entire towns of Craig, Nebraska, and Elwood, Kansas. The Missouri River continues to rise north of Kansas City, where several towns are bracing for a near-record crest late Friday into Saturday morning. In addition, ice jams in Minnesota and Wisconsin are causing local rivers to suffer major flooding.The National Oceanic and Atmospheric Administration (NOAA) came out with an updated spring flood outlook on Thursday, and said moderate to major flooding will continue into May for the central U.S. This potentially unprecedented level of flooding could impact more than 200 million people through spring.There is some rain in the forecast for the central U.S., but the models keep the heaviest precipitation south of the flooded zone. Locally, half an inch to 1 inch of rain is possible for the Missouri and Mississippi rivers in Nebraska, Iowa, Missouri and Kansas.Nor’easter departsThe coastal storm brought more than 2 inches of rain to Washington’s Dulles Airport, enough to make it the wettest March day ever.In western Virginia, some areas got up to 8 inches of heavy, wet snow, shutting down roads and stranding motorists.The heaviest rain has lifted into coastal New England on Friday morning with heavy snow falling in northern Pennsylvania, upstate New York, Vermont, New Hampshire and Maine.The storm lifts into Maine and southern Canada Friday night with strong winds behind it. Gusts could exceed 40 mph in some parts of the Northeast.Additional snowfall forecast in the New England mountains could reach 6 to 12 inches.Behind the storm system, wind chills could reach the teens and 20s in the Northeast from Friday night into Saturday morning.Saturday will not feel like spring in the Northeast.Copyright © 2019, ABC Radio. All rights reserved.